Privacy

Carolina Regional recognizes the importance of protecting your privacy of personal information about our customers. Personal information includes all the personally identifying information that is provided to Carolina Regional. Carolina Regional is sensitive to these privacy interests and believes that protecting valuable personal/financial information is on of our most significant responsibilities.

The policies outlined below describe Carolina Regional's policies to protect your privacy.


USE, COLLECTION, AND RETENTION OF CLIENT INFORMATION

Carolina Regional collects, retains, and uses only the information about our customers that is required by law to administer our business and provide high level services to our clients. We retain this information no longer than necessary to meet these objectives.

MAINTENANCE OF ACCURATE INFORMATION

Carolina Regional has established procedures so that a client's financial information is accurate, current, and complete in accordance with reasonable commercial standards. Any request to correct inaccurate information is responded to within a timely manner.

LIMITING EMPLOYEE ACCESS INFORMATION

All Carolina Regional employees are educated about the importance of privacy and confidentiality. Only those employees having business reason knowing such information have access to personally identifiable information.

PROTECTION OF INFORMATION VIA ESTABLISHED SECURITY PROCEDURES

Carolina Regional maintains rigorous security standards and procedures regarding unauthorized access to customer information.

RESTRICTIONS ON DISCLOSURE OF ACCOUNT INFORMATION

Carolina Regional provides information about customer accounts or other personally identifiable data to third parties only when

1. The information is provided to help complete a customer initiated  transaction,
2. The customer requires it,
3. The disclosure is required by/or allowed by law
4. It is necessary to process transactions and provide services

MAINTAINING CUSTOMER PRIVACY IN BUSINESS RELATIONSHIPS WITH THIRD PARTIES

If it is necessary  to provide personally identifiable customer information to third party, Carolina Regional shall insist that the third party adhere to similar privacy principles that provide for keeping such information confidential.

DISCLOSURE OF PRIVACY PRINCIPLES TO CUSTOMERS

Carolina Regional customers have the right to know what information we keep about them and how the information is used. Customers have the right  to have any inaccurate information corrected or deleted.